Auto repair business loans, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K auto repair loan approved!
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Reviews from auto repair small business owners.

Business owners love that Sunrise Capital helps them get funding without the headaches.

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Robin Washington

Everything was good

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Andrea

It was a great experience dealing with Alexis from Sunrise Capital. Thanks so much for helping me get financing for my small business.

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Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

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Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

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Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful.

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Lisa Locklear

Our agent Nicholas Q. who helped with our process was on top of things from day one. He checked various avenues for us until we found something we were comfortable with. He went the extra mile

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Based on 235 reviews

Proven auto repair lending expertise.

Get the answers and the funding you need with support all along the way.

$176 million

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to auto repair funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
Applying is free and won't impact your credit score .
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
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Sunrise Capital knows the auto repair business.

Whether you’re looking to grow your auto repair shop or purchase updated machinery to work on the latest models, we have the best lenders all in one place, offering a variety of business loans.

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Bridge capital during slower months

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Stock essential parts, tools and equipment

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Refinance existing debt

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Pay your mechanics and staff

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other auto repair-based businesses qualify for through Sunrise Capital.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

Business Term Loan

Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.

What types of business loans are available to auto repair businesses?

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the auto repair industry.

Contact Us
What can I use auto repair business loans for?
Auto repair business loans can be used for any business-related expense. They can be used for large asset purchases or general capital needs. The one exception is equipment financing, which can be used only to purchase the specified equipment.
What are the benefits of an online lending marketplace?
Not only is the application much faster and easier to complete, but borrowers have access to a multitude of lenders at once and, after choosing an offer, can receive the full loan amount in less than 24 hours.
What is an SBA loan?
An SBA loan is insured by the federal government, but is processed and funded by traditional lenders. Borrower eligibility requirements are harder to meet, and the processing time is much longer than an online loan, but rates are often lower and the loan amounts are often much higher. However, borrowers with strong credit profiles will likely be offered great loan terms, regardless of where they look.
What are the different types of SBA loans?
Business owners have three types of SBA loans they can apply for: microloans, 504 loans, and 7(a) loans. Microloans are for small capital needs between $500 and $50,000. 504 loans are intended for large asset purchases and come in amounts up to $5 million. 7(a) loans also come in amounts up to $5 million, but are intended for general capital needs.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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