Medical equipment financing, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K medical equipment loan approved!
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Reviews from business owners in healthcare.

Business owners love that Sunrise Capital helps them get funding without the headaches.

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Justin Kabota

Great job my guy.

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Robin Washington

After other lenders dragged their feet, Steve came through with $200K. His professionalism is unmatched......

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Andrea

It was a great experience dealing with Alexis from Sunrise Capital . Thanks so much for helping me get financing for my small business.

JA
Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

MR
Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

BD
Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful .

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Based on 235 reviews

Proven medical equipment lending expertise.

Get the answers and the funding you need with support all along the way.

$16 billion

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to medical equipment funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
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Sunrise Capital knows the medical equipment business.

Grow your business with medical equipment financing. Our lenders offer a variety of that can be custom-tailored to fit your needs. Financing medical equipment has never been easier.

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Bridge capital between supply orders

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Purchase or lease advanced medical equipment

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Refinance existing debt

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Pay your team

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other medical equipment-based businesses qualify for through Sunrise Capital .

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

Business Term Loan

Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.

What types of business loans are available to medical equipment businesses?

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the medical equipment industry.

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What is medical equipment financing?
Medical equipment financing is when a loan is used to purchase medical equipment. Regular payments are made until the entire loan amount is paid off in full.
What are the requirements to get medical equipment financing?
To apply for a small business loan through the Sunrise Capital platform, at minimum, businesses need to be at least six months old and have a monthly income of $8,000 or more. A minimum credit score of 600 is also required.
What kind of equipment can I purchase or lease with equipment financing?
With equipment financing, you are given the flexibility to purchase or lease a wide range of medical equipment. This includes, but is not limited to, diagnostic imaging machines (like MRI or CT scanners), lab equipment, surgical tools, patient monitoring systems, dental equipment, and even office-related needs such as computers and software. The key idea is that the equipment should be integral to the functioning and service delivery of your healthcare business.
What is the difference between medical equipment financing and leasing?
outright. You’ll make regular payments on the loan until it’s paid off, and at the end, you own the equipment. This is a good option if you’re sure you’ll be using the equipment for a long time.
On the other hand, leasing medical equipment involves entering into an agreement to use the equipment for a certain period of time, typically making monthly payments. At the end of the lease, you can choose to return the equipment, buy it, or renew the lease. This is a great option if you want to have regular access to the latest technology without the commitment of owning it.
Does my medical equipment purchase count as a tax deduction?
Yes, medical equipment purchases can indeed count as a tax deduction for your business. One key provision to be aware of is Section 179 of the IRS tax code. Section 179 allows businesses to deduct the full purchase price of qualifying equipment bought or financed during the tax year. If you buy or lease a piece of qualifying equipment, you can deduct the full purchase price from your gross income.
Yes, medical equipment purchases can indeed count as a tax deduction for your business. One key provision to be aware of is Section 179 of the IRS tax code. Section 179 allows businesses to deduct the full purchase price of qualifying equipment bought or financed during the tax year. If you buy or lease a piece of qualifying equipment, you can deduct the full purchase price from your gross income.
In 2023, businesses can deduct up to the maximum of $1,160,000.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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