Food truck financing, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K food truck loan approved!
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Reviews from small business owners.

Business owners love that Sunrise Capital helps them get funding without the headaches.

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Justin Kabota

Great job my guy.

RW
Robin Washington

After other lenders dragged their feet, Steve came through with $200K. His professionalism is unmatched......

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Andrea

It was a great experience dealing with Alexis from Sunrise Capital . Thanks so much for helping me get financing for my small business.

JA
Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

MR
Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

BD
Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful .

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Based on 235 reviews

Proven food truck lending expertise.

Get the answers and the funding you need with support all along the way.

$231,000

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to food truck funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
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Sunrise Capital knows the food truck business.

Get the dough you need to finance your next food truck. Cover operating expenses, launch a catering arm, or grow your fleet with a loan for your food truck business.

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Bridge slow seasons

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Purchase kitchen equipment and supplies

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Refinance existing debt

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Pay your employees

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other food truck-based businesses qualify for through Sunrise Capital.

Business Term Loan

Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

What types of business loans are available to food truck businesses?

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the food truck industry.

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What is food truck financing?
are no loan products specific to food trucks, many types of financing—such as a term loan, line of credit, or cash advance—can be used to fund your business.
What are the requirements to get food truck financing?
Minimum eligibility qualifications for a small business loan start at:
  • Minimum 600 credit score
  • At least $8,000 in monthly revenue
  • Time in business of 6 months or more
Many lenders will also require a down payment and collateral.
What can I use a food truck loan for?
For general loans for food trucks, you can choose exactly how you want to use the funds. Upgrade your equipment, invest in online marketing, or expand your fleet—the choice is up to you. You can also finance a food truck with an equipment loan or SBA 504 loan.
What are the benefits of an online loan marketplace?
A loan marketplace stands out because of its quick and easy application process that connects you with multiple lenders. A funding manager will work with you one-on-one to guide you through the application and approval process.
What is an SBA loan?
When your beauty salon needs cash in the bank fast, an online business loan is one of the quickest options out there. The application process is quick and straightforward, a funding manager is available to walk you through the process, and you have a large selection of lenders to work with.
What is an SBA loan?
An SBA loan can be used by food truck businesses to qualify for government-backed funds. That means the U.S. Small Business Administration guarantees the loan, which makes lenders more likely to approve your application. The approval and funding times are typically slower compared to other options; but on the plus side, many SBA loans have large loan maximums (a plus if you hope to borrow a higher amount).
What are the different types of SBA loans?
Here are the three most commonly used SBA loans:
  • SBA 7(a) loan – Used for general business purposes, including things like working capital, refinancing debt, or buying business assets. The maximum loan amount is $5 million.
  • SBA 504 loan – This loan is more limiting in how you can use the funds for your food truck business. With loan amounts as high as $5 million, you can purchase buildings, land, or other hard assets.
  • SBA microloans – Designed for smaller companies, newbie food trucks can apply for up to $50,000 to get their business rolling.
Will I need a business plan to get a food truck loan?
Yes, most lenders will want to see a comprehensive business plan for your food truck including how the funds will be used to grow the business as part of your loan application.
What other sources of funding are available?
If you don’t currently qualify for a food truck loan, there are other sources of financing you can consider including a personal loan, credit cards, and small business grants.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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