Gas station loans, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K gas station loan approved!
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Reviews from gas station owners.

Business owners love that Sunrise Capital helps them get funding without the headaches.

JK
Justin Kabota

Great job my guy.

RW
Robin Washington

After other lenders dragged their feet, Steve came through with $200K. His professionalism is unmatched......

AN
Andrea

It was a great experience dealing with Alexis from Sunrise Capital . Thanks so much for helping me get financing for my small business.

JA
Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

MR
Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

BD
Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful .

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Based on 235 reviews

Proven gas station lending expertise.

Get the answers and the funding you need with support all along the way.

$15 billion

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to gas station funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
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Sunrise Capital knows the gas station business.

Gas stations are ubiquitous across the country and for good reason–they are essential to our modern economic infrastructure and provide profitable business opportunities in both the smallest towns and the largest cities.

Although gas stations can be a very lucrative, recession-proof enterprise, they are also expensive to acquire, renovate, and/or expand. That’s why it’s essential to understand the different financing options available to you.

Whether you’re looking to add a location, expand your interior offerings, or better manage cash flow, gas station loans through Sunrise Capital can help. We know how the industry operates and can help you through the application and financing selection process.

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Bridge supply price fluctuations

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Purchase inventory, fuel, and equipment

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Refinance existing debt

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Pay your staff

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other gas station-based businesses qualify for through Sunrise Capital.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Business Credit Card

Cover everyday expenses with revolving credit and earn rewards for your spending.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

What types of business loans are available to gas station businesses?

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the gas station industry.

Contact Us
What is a gas station loan?
A gas station loan is a small business loan that can help you finance a challenge or opportunity you face in the industry. This can include temporarily increasing your cash flow to help pay unforeseen expenses, purchasing new equipment to improve an area of the business, or providing the means to support an expansion process. The options are endless.
Gas station owners can apply for multiple types of business loans to help finance their operations. Terms and repayment structures will vary based on a number of factors, such as the business loan type, your business history, credit score, and, of course, the state of the market at the time.
What are the requirements to get a gas station loan?
Securing a loan for a gas station, like any other business loan, requires meeting specific criteria set by financial institutions. These criteria help lenders assess the risk and viability of the investment. Regardless of which institution, it is proper to prepare the following information before seeking a loan:
  • Personal identification
  • Your employer identification number (EIN)
  • Business licenses
  • Tax returns
  • Bank statements
  • Financial projections
  • Articles of incorporation
  • Your business plan
In order to apply for business financing with Sunrise Capital, you’ll need to meet the following minimum requirements:
  • Time in business of at least two years
  • $8,000 or more in monthly revenue
  • Minimum credit score of 680
Is getting a loan for a gas station difficult?
Some lenders will accept credit scores as low as 600, but higher credit scores will qualify you for more loans with better rates and payback terms.
How much does financing a beauty salon cost?
Acquiring a loan for a gas station can present certain challenges, mainly due to the specific nature and perceived risks associated with the industry. However, the difficulty level can vary based on several factors, ranging from the applicant’s credentials to the current state of the economy.
Gas stations are also sometimes seen as high-risk investments by traditional banks due to fluctuating oil prices, environmental concerns, and the high costs associated with property maintenance and upgrades.
However, there are steps and strategies that can enhance your chances of securing a loan. Demonstrating a well-thought-out business plan with clear market analysis, financial projections, and a robust operational strategy can significantly influence a lender’s decision. Additionally, a strong personal and business credit score, a history of positive cash flow, and a clear record of managing debts responsibly can bolster your application.
What are the benefits of a lending marketplace?
A lending marketplace like Sunrise Capital connects you with a network of lenders through a single, 15-minute application. It also provides a funding manager to support and guide you as you apply and navigate the funding process.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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