Beauty salon business loans, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K beauty salon loan approved!
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Reviews from beauty salon owners.

Business owners love that Sunrise Capital helps them get funding without the headaches.

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Robin Washington

Everything was good

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Andrea

It was a great experience dealing with Alexis from Sunrise Capital. Thanks so much for helping me get financing for my small business.

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Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

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Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

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Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful.

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Lisa Locklear

Our agent Nicholas Q. who helped with our process was on top of things from day one. He checked various avenues for us until we found something we were comfortable with. He went the extra mile

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Based on 235 reviews

Proven beauty salon lending expertise.

Get the answers and the funding you need with support all along the way.

$16 billion

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to beauty salon funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
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Sunrise Capital knows the beauty salon business.

Whether you’re looking to purchase new salon equipment or expand to a second location, Sunrise Capital finds you a picture-perfect match for your lender.

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Bridge seasonal slowdowns

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Purchase inventory, furnishing, fixtures and salon equipment

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Refinance existing debt

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Pay your stylists and support staff

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other beauty salon-based businesses qualify for through Sunrise Capital.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Revenue-Based Financing

Access funding based on your future revenue and repay with regular payments.

Business Term Loan

Borrow a lump-sum with a set repayment schedule, and get funding quickly with online options.

What types of business loans are available to beauty salon businesses?

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the beauty salon industry.

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What is a beauty salon loan?
A loan for a beauty salon provides an injection of working capital, so you can meet your business goals. Interest rates are typically fixed, so you know exactly how much needs to be repaid over what period of time.
What are the requirements to get a beauty salon loan?
Requirements will vary based on loan type and lender. Minimum requirements to apply for a beauty salon loan include:
  • Six months time in business
  • A monthly revenue of at least $8,000
  • Credit score of 600 or higher
What credit score do you need to get a beauty salon loan?
Some lenders will accept credit scores as low as 600, but higher credit scores will qualify you for more loans with better rates and payback terms.
How much does financing a beauty salon cost?
Costs depend on multiple factors, including the property, the location, equipment needed, and more. Make sure to account for all expenses including rent, legal and accounting fees, marketing, licensing, equipment, payroll, and utility costs.
Financing helps with these costs so you’re able to cover business expenses while still paying yourself. Keep in mind that financing will cost you additional money over time due to interest rates, which can be anywhere between 4% and 10% depending on the loan.
What are the benefits of an online lender marketplace?
When your beauty salon needs cash in the bank fast, an online business loan is one of the quickest options out there. The application process is quick and straightforward, a funding manager is available to walk you through the process, and you have a large selection of lenders to work with.
What is an SBA loan?
An SBA loan can help beauty salon owners get funding that’s backed by the federal government. That means lenders are encouraged to approve these loans because the funds are guaranteed by the SBA. You still apply directly with a lender, which uses SBA guidelines as a starting point for approval. However, the process can be slower compared to other types of financing.
What are the different types of SBA loans?
There are three different types of SBA loans depending on your beauty salon needs. For general working capital, try an SBA 7(a) loan. For purchasing major assets like a building or salon and nail tech equipment, take a look at the SBA 504 program. If you’re a new business that needs a minimal amount of financing to get started, the SBA microloan program can lend you up to $50,000.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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