Financing for commercial vehicles, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K commercial vehicle loan approved!
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Reviews from commercial vehicle small business owners.

Business owners love that Sunrise Capital  helps them get funding without the headaches.

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Robin Washington

Everything was good

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Andrea

It was a great experience dealing with Alexis from Sunrise Capital. Thanks so much for helping me get financing for my small business.

JA
Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

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Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

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Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful

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Abraham

My representative Brady Schofield. Made the process very easy. He was attentive and super helpful with the whole process.

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Based on 235 reviews

Proven commercial vehicle lending expertise.

Get the answers and the funding you need with support all along the way.

$203 million

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to commercial vehicle funding.

Tell us about your business.
Answer a few simple questions and complete the application in minutes.
Submit your application.
Applying is free and won’t impact your credit score.
Compare offers.
Find the funding option with the terms that best fit your small business goals.
Get funded.
Once you accept, funding can hit your bank account in as little as 24 hours.
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Sunrise Capital knows the commercial vehicle business.

Whether you’re looking to purchase additional livestock or replace your current machinery, there are many loans for agricultural businesses you can utilize. Sunrise Capital can match you with the perfect lender and loan product for your borrowing needs.

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Bridge capital between contracts

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Purchase supplies and equipment

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Refinance existing debt

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Pay your drivers

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other commercial vehicle-based businesses qualify for through Sunrise Capital.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Accounts Receivable Financing

Convert unpaid invoices into immediate cash flow by selling your accounts receivable to a third party.

Business Credit Card

Cover everyday expenses with revolving credit and earn rewards for your spending.

What types of business loans are available to commercial vehicle businesses?

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the commercial vehicle industry.

Contact Us
What is financing for commercial vehicles?
Financing for commercial vehicles is when the borrower uses a loan product to complete the purchase of a commercial vehicle. Equipment financing is a common way to secure funding for a commercial vehicle.
What are the requirements to get financing for commercial vehicles?
Requirements for equipment financing vary by lender. Minimum credit score requirements start at 500, but you will qualify with more lenders if your score is 600 or above. Some equipment lenders will work with startups, while others require at least one year in business. Some will also look for a minimum monthly revenue.
What can I use commercial vehicle financing for?
Commercial vehicle financing can be used to purchase a new commercial vehicle, repair an existing one, or to purchase additional materials needed to run your commercial vehicle company. Equipment financing can be used only to purchase the approved equipment.
Can I use a personal auto loan to buy a company vehicle?
While it’s possible to use a personal auto loan to purchase a company vehicle, it’s generally not the best practice. Personal auto loans are designed for personal vehicles, and using them for business purposes can lead to complications, especially when it comes to taxes and insurance. Commercial vehicles often require different insurance coverages, and the interest on a business auto loan can be tax-deductible. It’s recommended to use a business auto loan for purchasing company vehicles, as these loans are specifically designed to cater to the needs of businesses.
What are the benefits of an online loan marketplace?
An online lending marketplace offers a quick application and faster disbursements than traditional business loans offered by brick-and-mortar banks. If time is of the essence, an online business loan may get you on the road in the shortest amount of time.
What is an SBA loan?
An SBA loan is a loan that is insured by the U.S. government through the small business administration. Because of this, SBA loans typically come with lower interest rates and higher loan amounts than other types of business loans. However, they are harder to qualify for and can take longer to process.
What are the different types of SBA loans?
There are three types of SBA loans: microloans, 7(a) loans, and 504 loans. Microloans are good for small capital needs between $500 and $50,000. 7(a) are great for larger working capital needs and come with loan terms up to 25 years for real estate and 10 years for equipment and capital needs. 504 loans are best for large asset purchases up to $5 million. If you need to purchase a high-end commercial vehicle or a fleet of cars, the 504 SBA loan may be your best option.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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