Dump Truck Financing, fast.

Apply for financing today to build your business, upgrade your equipment, or fund your next project.
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$250K dump truck loan approved!
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Hear from our customers.

Business owners love that Sunrise Capital helps them get funding without the headaches.

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Justin Kabota

Great job my guy.

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Robin Washington

After other lenders dragged their feet, Steve came through with $200K. His professionalism is unmatched......

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Andrea

It was a great experience dealing with Alexis from Sunrise Capital . Thanks so much for helping me get financing for my small business.

JA
Jake

Sunrise Capital was very helpful in getting me setup with the right loan, very smooth experiance!

MR
Mrbrenk

Made it simple to.find a lender. Walked me thru the process every step.

BD
Big Dame Big Dame

I went online lastnight (Thursday) and requested a business loan. Friday I received a call from Jarrad Cohen and he was AMAZING! He communicated the entire time, needless to say I GOT FUNDED TODAY! Thank you sooo much Jarrad! I'm so grateful .

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Based on 235 reviews

Proven dump truck lending expertise.

Get the answers and the funding you need with support all along the way.

$203 million

in small business funding facilitated in the last decade.

4.7 stars

21,000 Trustpilot® reviews.
50% repeat customers.
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85% approval rating

21,000 Trustpilot® reviews.
50% repeat customers.
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Four simple steps to dump truck funding.

Tell us about your business
Answer a few simple questions and complete the application in minutes.
Submit your application
Applying is free and won’t impact your credit score.
Compare Offers.
Find the funding option with the terms that best fit your small business goals.
Get Funded.
Find the funding option with the terms that best fit your small business goals.
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Sunrise Capital knows the dump truck business.

Dump truck financing can be pivotal when creating or expanding a dump truck business. With equipment financing, you can upgrade to a newer model or expand your fleet. Sunrise Capital can match you with the perfect financing for your company’s needs.

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Bridge capital between contracts

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Purchase or repair vehicles and equipment

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Refinance existing debt

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Pay your drivers

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Invest in marketing

What type of commercial real estate funding is best for your business?

These are the most popular types of funding that other dump truck-based businesses qualify for through Sunrise Capital.

Business Line of Credit

Access available funds whenever you need them, and only pay interest on what you draw.

Accounts Receivable Financing

Convert unpaid invoices into immediate cash flow by selling your accounts receivable to a third party.

Business Credit Card

Cover everyday expenses with revolving credit and earn rewards for your spending.

Types of business loans for the dump truck industry

Line of Credit

With Sunrise Capital, clients can get approved for a revolving line of business credit in as little as 48 hours. The biggest benefit to a business line of credit is that you get access........

Term Length
1–15 months
Max Loan Amount
$1 million

Short-Term Loans

Short-term business loans are typically repaid within two years or less time, depending on the conditions of the loan. They are best used when covering unexpected costs or when extra......

Term Length
6 months - 25 years
Max Loan Amount
$750,000

Long-Term Loans

Long-term business loans range from five to twenty years and are typically used when looking to make a larger investment or expansion in your business. Most often, these loans......

Term Length
6-24 months
Max Loan Amount
up to $250,000

Invoice Factoring

Invoice factoring is a fantastic funding option for businesses that deal with invoicing and have had trouble tracking down payments. Essentially, with invoice factoring.......

Term Length
1-5 years
Max Loan Amount
$5 million

FAQs

Find answers to some commonly asked questions in the dump truck industry.

Contact Us
What is dump truck financing?
Dump truck financing is a form of equipment financing used to purchase or lease a new dump truck. Monthly payments are required until the loan is paid off in full with interest.
What are the requirements to get dump truck financing?
Requirements for equipment financing vary by lender. Minimum credit score requirements start at 500. Some equipment lenders will work with startups while others require at least one year in business. Some will also look for a minimum monthly revenue.
What can I use dump truck financing for?
Equipment financing can be used only for the specified equipment designated in the funding agreement.
How does dump truck financing work?
Dump truck financing operates similarly to other forms of equipment financing. Essentially, a lender provides you with the necessary funds to purchase the dump truck, which then serves as collateral for the loan. This means that if you default on your payments, the lender has the right to seize the dump truck to recoup their losses.
Interest rates and terms for dump truck financing can vary greatly depending on the lender, your credit score, the age and condition of the dump truck, and the overall financial health of your business.
Financing periods typically range from one to five years. It’s important to note that while some lenders may offer 100% financing, most will require a down payment. Therefore, it’s crucial to prepare accordingly and ensure your business can afford the monthly payments before committing to a dump truck loan.
What is equipment leasing?
Equipment leasing is a common way to finance a dump truck. The lessee pays a monthly rental fee over a fixed term. Depending on the structure of the lease, at the end of the term you either own the dump truck, have the option to purchase the dump truck, or in some cases return the equipment. A major benefit of equipment leasing is that the equipment itself serves as collateral for the loan, so you won’t need to put up any other business or personal assets as collateral.
What are the benefits of an online lender marketplace?
By applying for equipment financing via an online marketplace, you connect with multiple funders with a single application allowing you to quickly find the best option for your business.

Ready for funding?

See what you can qualify for on the Sunrise Capital Marketplace.
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